Wisconsin Mortgage Lenders and Rates (WI)

In Wisconsin, finding the right mortgage can save you thousands of dollars. Mortgage-Info.us was created for that purpose. If you are looking for Lenders, Mortgage Rates, or Mortgage Brokers – we’ve have them. When you fill out our mortgage quote form, you’ll get offers from 2-4 different lenders that will compete to save you money.

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Featured Mortgage Lenders in Wisconsin

Wisconsin Mortgage Quick Facts

Wisconsin State Population: 5,363,675*
Median Wisconsin Home Price: $112,200*
Total Wisconsin Housing Units:
2,386,848*
House Ownership Rate in Wisconsin
: 68.4%*

Types of Mortgage Loans Available in Wisconsin

Fixed Rate Mortgage Loans
Adjustable Rate (ARM) Mortgage Loans
Interest only Mortgage loans
LIBOR Mortgage Loans
Special Mortgage Loans
Home Equity Loans
• Cash out Mortgage Loans
Refinance Mortgage Loans
Second Mortgage Loans
• Home Purchase Mortgage Loans
Reverse Mortgage Loans
Home Equity Line of Credit Mortgage Loans (HELOC)

How Your Credit Score Affects Your Mortgage Rate

First, you need to know what your current credit score is . You should compare that against the average Wisconsin consumer credit score of 698, and the national average credit score of 677. Your credit score impacts what your home mortgage rate will be. Historically home mortgage rates have varied from 5% to over 13%. Lenders create their home mortgage rates by using the Federal Discount Interest Rate and then increase it by using an internal formula to create their own home mortgage rate. When you apply for a home mortgage, your home mortgage rate will be determined by a whole host of factors, but your credit score is a factor.

Wisconsin Mortgage State Laws:

Only in Wisconsin

The lender is required to provide the consumer with a Consumer Disclosure statement, which details the services the lender will provide, and how the lender will be compensated for such services. The interest rate is included in that information.

Foreclosure

Wisconsin practices judicial foreclosure. The proceedings to Wisconsin foreclosures are similar to other states that practice judicial foreclosures. The lender files a lawsuit, and if the borrower cannot pay within the time the court specifies, the borrower and the community receive fair notice of the date and place of the auction, and the property is auctioned to the highest bidder. Until the foreclosure sale is confirmed by a court order, the borrower has one year to redeem the property. He/she must pay the price of the highest bid, plus interest to do so.

WI Mortgage Fraud Office
White Collar Crime Supervisor
http://milwaukee.fbi.gov/
330 E. Kilbourn Avenue, Suite 600
Milwaukee, WI 53202-6627
Phone: (414) 276-4684

Wisconsin Counties:

Adams County, Ashland County, Barron County, Bayfield County, Brown County, Buffalo County, Burnett County, Calumet County, Chippewa County, Clark County, Columbia County, Crawford County, Dane County, Dodge County, Door County, Douglas County, dunn County, Eau Claire County, Florence County, Fond du Lac County, Forest County, Grant County, Green County, Green Lake County, Iowa County, Iron County, Jackson County, Jefferson County, Juneau County, Kenosha County, Kewaunee County, La Crosse County, Lafayette County, Langlade County, Lincoln County, Manitowoc County, Marathon County, Marinettee County, Marquette County, Menominee County, Milwaukee County, Monroe County, Oconto County, Oneida County, Outagamie County, Ozaukee County, Pepin County, Peirce County, Polk County, Polk County, Portage County,Price County, Racine County, Richland County, Rock County, Rusk County, St. Croix County, Sauk County, Sawyer County, Shawano County, Sheboygan County, Taylor County, Tremealeau County, Vernon County, Vilas County, Walworth County, Washburn County, Wisconsin County, Waukesha County, Waupaca County, Waushara County, Winnebago County, Wood County

*Source
-US Census

 

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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