Texas Mortgage Lenders and Rates (TX)

In Texas, finding the right mortgage can save you thousands of dollars. Mortgage-Info.us was created for that purpose. If you are looking for Lenders, Mortgage Rates, or Mortgage Brokers – we’ve have them. When you fill out our mortgage quote form, you’ll get offers from 2-4 different lenders that will compete to save you money.

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Featured Mortgage Lenders in Texas

Texas Mortgage Quick Facts

Texas State Population: 20,851,820*
Median Texas Home Price: $82,500*
Total Texas Housing Units:
8,502,060*
House Ownership Rate in Texas
: 63.8%*

How Your Credit Score Affects Your Mortgage Rate

How Your Credit Score Affects Your Mortgage Rate

First you need to know what your current credit score is . You should compare that against the average Texas consumer credit score of 650, and the national average credit score of 677. Your credit score impacts what your home mortgage rate will be. Historically home mortgage rates have varied from 5% to over 13%. Lenders create their home mortgage rates by using the Federal Discount Interest Rate and then increase it by using an internal formula to create their own home mortgage rate. When you apply for a home mortgage, your home mortgage rate will be determined by a whole host of factors, but your credit score is one of the most important.

Texas Mortgage State Laws:

Only in Texas

As of January, 2004, non-exempt mortgage bankers are required to register with the Texas Savings and Loans Department.

Mortgage applications from high income groups have been denied more frequently than applications from lower income groups. There are various reasons for this unexpected activity. The lower income groups in question had higher credit ratings and The Mortgage Insurance Company of America (MICA) believes lower income debtors default less on loans.

Foreclosure

Texas practices non-judicial foreclosure. Traditional non-judicial processes are held in Texas foreclosures. After default, the lender notifies the debtor of the foreclosure through certified mail and notifies the community through announcements in the local paper. The property is sold via auction. There is no right of redemption.

TX Mortgage Fraud Office
White Collar Crime Supervisor
http://dallas.fbi.gov/
One Justice Way
Dallas, TX 75220
Phone: (972) 559-5000

Texas Counties:

Anderson County, Andrews County, Angelina County, Aransas County, Archer County, Armstrong County, Tascosa County, Austin County, Bailey County, Bandera County, Bastrop County, Baylor County, Bee County, Bell County, Bexar County, Blanco County, Borden County, Bosque County, Bowie County, Brazoria County, Brazos County, Brewster County, Briscoe County, Brooks County, Brown County, Burleson County, Burnet County, Caldwell County, Calhoun County, Callahan County, Cameron County, Camp County, Carson County, Cass County, Castro County, Chambers County, Cherokee County, Childress County, Clay County Cochran County, Coke County, Coleman County, Collin County, Collingsworth, Colorado County, Comal County, Comanche County, Concho County, Cooke County, Coryell County, Cottle County, Crane County, Crockett County, Crosby County, Culberson County, Dallam County, Dallas County, Dawson County, Deaf Smith County, Delta County, Denton County, DeWitt County, Dickens County, Dimmit County, Donley County, Duval County, Eastland County, Ector County, Edwards County, Ellis County, El Paso County, Erath County, Falls County, Fannin County, Fayette County, Fisher County, Floyd County, Foard County, Fort Bend County, Franklin County, Freestone County, Frio County, Gaines County, Galveston County, Garza County, Gillespie County, Glassclock County, Goliad County, Gonzales County, Gray County, Grayson County, Gregg County, Grimes County, Guadalupe County, Hale County, Hall County, Hamilton County, Hansford County, Hardeman County, Hardin County, Harris County, Harrison County, Hartley County, Haskell County, Hays County, Hemphill County, Henderson County, Hidalgo County, Hill County, Hockley County, Hood County, Hopkins County, Houston County, Howard County, Hudspeth County, Hunt County, Hutchinson County, Irion County, Jack County, Jackson County, Jasper County, Jeff Davis County, Jefferson County, Jim Hogg County, Jim Wells County, Johnson County, Jones County, Karnes County, Kaufman County, Kendall County, Kenedy County, Kent County, Kerr County, Kimble County, King County, Kinney County, Kleberg County, Knox County, Lamar County, Lamb County, Lampasas County, La Salle County, Lavaca County, Lee County, Leon County, Liberty County, Limestone County, Lipscomb County, Live Oak County, Llano County, Loving County, Lubbock County, Lynn County, McCulloch County, McLennan County, McMullen County, Madison County, Marion County, Martin County, Mason County, Matagorda County, Maverick County, Medina County, Menard County, Midland County, Milam County, Mills County, Mitchell County, Montague County, Montgomery County, Moore County, Morris County, Motley County, Nacogdoches County, Navarro County, Newton County, Nolan County, Nueces County, Ochittree County, Oldham County, Orange County, Palo Pinto County, Panola County, Parker County, Parmer County, Pecos County, Polk County, Potter County, Presidio County, Rains County, Randall County, Reagan County, Real County, Red River County, Reeves County, Refugio County, Roberts County, Robertson County, Rockwall County, Runnels County, Rusk County, Sabine County, San Augustine County, San Jacinto County, San Patricio County, San Saba County, Schleicher County, Scurry County, Shackelford County, Shelby County, Sherman County, Smith County, Somervell County, Starr County, Stephens County, Sterling County, Stonewall County, Sutton County, Swisher County, Tarrant County, Taylor County, Terrell County, Terry County, Throckmorton County, Titus County, Tom Green County, Travis County, Trinity County, Tyler County, Upshur County, Upton County, Uvalde County, Val Verde County, Van Zandt County, Victoria County, Walker County, Waller County, Ward County, Washington County, Webb County, Wharton County, Wheeler County, Wichita County, Wiilbarger County, Willacy County, Williamson County, Wilson County, Winkler County, Wise County, Wood County, Yoakum County, Young County, Zapata County, Zavala County

*Source
-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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