Oklahoma Mortgage Lenders and Rates (OK)

Everyone should be aware that finding the right mortgage and rate in Oklahoma can save thousands of dollars. Mortgage-Info.us was created with that goal in mind. If you are looking for Lenders, Mortgage Rates, or Mortgage Brokers – we’ve got it. When you fill out our mortgage quote form, you’ll get offers from 2-4 different lenders, so they’ll be competing for your loan, saving you money.

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Featured Mortgage Lenders in Oklahoma

Oklahoma Mortgage Quick Facts

Oklahoma State Population: 3,450,654*
Median Oklahoma Home Price: $70,700*
Total Oklahoma Housing Units:
House Ownership Rate in Oklahoma
: 68.4%*

Types of Mortgage Loans Available in Oklahoma

How Your Credit Score Affects Your Mortgage Rate

To begin with, you’ll need to know what your current credit score is . You should compare that against the average Oklahoma consumer credit score of 665, and the national average credit score (677). Your credit score impacts what your home mortgage rate will be. Historically home mortgage rates have varied from 5% to over 13%. Lenders create their home mortgage rates by using the Federal Discount Interest Rate and then increase it by using an internal formula to create their own home mortgage rate. When you apply for a home mortgage, your home mortgage rate will be determined by a whole host of factors, but your credit score is very important.

Oklahoma Mortgage State Laws:


Mortgage Brokers must be licensed in Oklahoma. To obtain a license, applicants must have at least three years experience in the industry, all of which practiced during the five years directly prior to application for a broker license, be of good moral character, have completed all educational requirements during the three years directly prior to application, have passed the mortgage broker test within the year directly prior to application, and have completed all necessary paper work, and pay all necessary fees.


Oklahoma is primarily judicial. The property will be sold by public auction, and to the highest bidder. The property will not be sold for less than two thirds of the appraisal value. The lender has right to deficiency judgment within ninety days of the foreclosure sale.

OK Mortgage Fraud Office
White Collar Crime Supervisor
3301 West Memorial Drive
Oklahoma City, OK 73134-8801
Phone: (405) 290-7770

Oklahoma Counties:

Adair County, Alfalfa County, Atoka County, Beaver County, Beckham County, Blaine County, Bryan County, Caddo County, Canadian County, Carter County, Cherokee County, Choctaw County, Cimarron County, Cleveland County, Coal County, Comanche County, Cotton County, Craig County, Creek County, Custer County, Delaware County, Dewey County, Ellis County, Garfield County, Garvin County, Grady County, Grant County, Greer County, Harmon County, Haskell County, Hughes County, Jackson County, Jefferson County, Johnston County, Kay County, Kingfisher County, Kiowa County, Latimer County, Le Flore County, Lincoln County, Logan County, Love County, McClain County, McCurtain County, McIntosh County, Major County, Marshall County, Mayes County, Murray County, Muskogee County, Noble County, Nowata County, Okfuskee County, Oklahoma County, Okmulgee County, Osage County, Ottawa County, Pawnee County, Payne County, Pittsburg County, Pontotoc County, Pottawatomie County, Pushmataha County, Roger Mills County, Rogers County, Seminole County, Sequoyah County, Stephens County, Texas County, Tillman County, Tulsa County, Wagoner County, Washington County, Washita County, Woods County, Woodward County

-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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