Ohio Mortgage Lenders and Rates (OH)

Everyone should be aware that finding the right mortgage and rate in Ohio can save thousands of dollars. Mortgage-Info.us was created with that goal in mind. If you are looking for Lenders, Mortgage Rates, or Mortgage Brokers – we’ve got it. When you fill out our mortgage quote form, you’ll get offers from 2-4 different lenders, so they’ll be competing for your loan, saving you money.

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Featured Mortgage Lenders in Ohio

Ohio Mortgage Quick Facts

Ohio State Population: 11,353,140*
Median Ohio House Price: $103,700*
Total Ohio Housing Units: 4,875,496*
House Ownership Rate in Ohio: 69.1%*

Types of Mortgages Available in Ohio

How Your Credit Score Affects Your Mortgage Rate

To begin with, you’ll need to know what your current credit score is. You should compare that against the average Ohio consumer credit score which is 683. And the national average credit score is 677. Your credit score impacts what your home mortgage rate will be. Historically home mortgage rates have varied from 5% to over 13%. Lenders create their home mortgage rates by using the Federal Discount Interest Rate and then increase it by using an internal formula to create their own home mortgage rate. When you apply for a home mortgage, your home mortgage rate will be determined by a whole host of factors, but your credit score is very important.

Ohio Mortgage State Laws:


Ohio practices judicial foreclosures. Foreclosure proceedings begin with a complaint of default. A letter is sent to the debtor’s property, or posted if the person is not found. The mortgagor has twenty-eight days to answer the complaint. If the Ohio Court approves the foreclosure, the sheriff elects three appraisers to determine the value of the property. The Sheriff schedules the auction, and will publish notice of the sales thirty days before the sale date. The opening bid is two thirds of the appraisal value. The property is sold to the highest bidder. The mortgagor may pay the balance due plus court costs before the sale of the property and maintain the property.

OH Mortgage Fraud Office
White Collar Crime Supervisor
550 Main Street, Room 9000
Cincinnati, OH 45202-8501
Phone: (513) 421-4310

Ohio Counties:

Adams County, Allen County, Ashland County, Ashtabula County, Athens County, Auglaize County, Belmont County, Brown County, Butler County, Carroll County, Champaign County, Clark County, Clermont County, Clinton County, Columbiana County, Coshocton County, Crawford County, Cuyahoga County, Darke County, Defiance County, Delaware County, Erie County, Fairfield County, Fayette County, Franklin County, Fulton County, Gallia County, Geauga County, Greene County, Guernsey County, Hamilton County, Hancock County, Hardin County, Harrison County, Henry County, Highland County, Hocking County, Homes County, Huron County, Jackson County, Jefferson County, Knox County, Lake County, Lawrence County, Licking County, Logan County, Lorain County, Lucas County, Madison County, Mahoing County, Marion County, Medina County, Meigs County, Mercer County, Miami County, Monroe County, Montgomery County, Morgan County, Morrow County, Muskingum County, Noble County, Ottawa County, Paulding County, Perry County, Pickaway County, Pike County, Portage County, Preble County, Putnam County, Richland County, Ross County, Sandusky County, Scioto County, Seneca County, Shelby County, Stark County, Summit County, Trumbull County, Tuscarawas County, Union County, Van West County, Vinton County, Warren County, Washington County, Wayne County, Williams County, Wood County, Wyandot County

-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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