Nevada Mortgage Lenders and Rates (NV)

We all know that finding the right mortgage and rate in Nevada can save you thousands.  Mortgage-Info.us was created with that goal in mind.  If you are looking for Nebraska lenders, Nebraska Mortgage Rates, or Nebraska Mortgage Brokers – we got it.  Plus when you fill out a mortgage quote form from Mortgage-Info.us, we will get you offers from 2-4 different lenders, meaning lenders are going to compete for your loan – and that will save you money.

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Featured Mortgage Lenders in Nevada

Nevada Mortgage Quick Facts

Nevada State Population: 1,998,257*
Median Nevada Home Price: $142,000* 
Total Nevada Housing Units: 
901,597* 
Home Ownership Rate in Nevada 
: 60.9%*

Types of Mortgage Loans Available in Nevada

Most Mortgage Lenders in Nevada are able to offer a full range of mortgage options that should be able to fit your every need. Some mortgage loan types you might want to familiarize yourself with are:

How Your Credit Score Affects Your Mortgage Rate

To begin with, you’ll need to know what your current credit score is. You should compare that against the average Nevada consumer credit score which is 656. And the national average credit score is 677. Your credit score impacts what your home mortgage rate will be. Historically home mortgage rates have varied from 5% to over 13%. Lenders create their home mortgage rates by using the Federal Discount Interest Rate and then increase it by using an internal formula to create their own home mortgage rate. When you apply for a home mortgage, your home mortgage rate will be determined by a whole host of factors, the most important of which is your credi score.

Nevada Mortgage State Laws:

Only in Nevada

Nevada is one of the six states operating under Freddie Mac. Freddie Mac was designed to protect consumers from predatory lending. They operate in the secondary mortgage market. It keeps mortgage interest rates low. It was created by Congress.

Licensing

Mortgage brokers must be licensed. Mortgage brokers must have at least one office in Nevada. Mortgage Brokers must complete ten hours of continuing education every year.

Foreclosure

Nevada is a title theory state. The title remains with the lender until the mortgage is paid in full. Foreclosure processes are judicial under title theory. Mortgages may act as liens upon property. Judicial foreclosures are allowed. Non-judicial proceedings are more popular because they are speedier. There is no right to redemption in these proceedings. Language is required in all trust deeds.

NV Mortgage Fraud Office
White Collar Crime Supervisor
http://lasvegas.fbi.gov/
John Lawrence Bailey Bldg.
700 E. Charleston Blvd.
Las Vegas, NV 89104-1545
Phone: (702) 385-1281

Nevada Counties:

Curchill County, Clark County, Douglas County, Elko County, Esmeralda County, Eureka County, Humboldt County, Lander County, Lincoln County, Lyon County, Mineral County, Nye County, Pershing County, Storey County, Washoe County, White Pine County, Carson City

*Source
-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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