Kansas Mortgage Lenders and Rates (KS)

Getting the right mortgage for a Kansas home a little more difficult than you thought?  Annoyed with WebPages that don’t help you find what you are looking for?  That is why Mortgage-Info.us is here.  So if you are looking for lenders, Mortgage Rates, or Mortgage Brokers – we got it.  Plus when you fill out a mortgage quote form from Mortgage-Info.us, we will get you offers from 2-4 different lenders, meaning you will be able to choose the rate that you want.

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Featured Mortgage Lenders in Kansas

Kansas Mortgage Quick Facts

Kansas State Population: 2,688,418
Median Kansas Home Price: $83,500
Kansas Home Ownership Rate: 69.2%

Types of Mortgage Loans Available in Kansas

How Your Credit Score Affects Your Mortgage Rate

To begin with you need to know what your current credit score is. You should compare that with the average Kansas credit score which is 682. The average national credit score is 677. Your credit score will impact what your home mortgage rate could be. Historically, home mortgage rates have ranged from 5% to over 13%. Kansas and national mortgage lenders create their home mortgage rates by using the Federal Discount Interest Rate (FDIR) and then raising it by using a secret formula to create their own home mortgage rate. When you apply for a home mortgage loan, your home mortgage rate will be determined by a whole host of factors, including your credit score.

Kansas Mortgage State Laws

Fair Housing Act (FHA)

Lenders may not discriminate against buyers based on religion, race, sex, color, familial status, or national origin.

US Department of Housing and Urban Development (HUD)

HUD has approved high loan limits for loans insured by FHA


Foreclosures in Kansas are frequently rendered judicially. The court proceedings may take seven to eight months. The borrower may remain on the property during that time. Deficiency judgments are allowed. The lender may sue for any gap between the foreclosure sale price and the amount still due the lender. Borrowers have right to redemption.  The period allowed for redemption varies based on how new the mortgage is.

Kansas Mortgage Fraud Office
White Collar Crime Supervisor
1300 Summit
Kansas City, MO 64105-1362

Kansas Counties:

Allen County, Anderson County, Atchison County, Barber County, Barton County, Bourbon County, Brown County, Butler County, Chase County, Chatauqua County, Cherokee County, Cheyenne County, Clark County, Clay County, Cloud County, Coffey County, Comanche County, Cowley County, Crawford County, Decatur County, Dickinson County, Doniphan County, Douglass County, Edwards County, Elk County, Ellis County, Ellsworth County, Finney County, Ford County, Franklin County, Geary County, Gove County, Graham County, Grant County, Gray County, Greeley County, Greenwood County, Hamilton County, Harper County, Harvey County, Haskell County, Hodgeman County, Jackson County, Jefferson County, Jewell County, Johnson County, Kearny County, Kingman County, Kiowa County, Labette County, Lane County, Leavenworth County, Lincoln County, Linn County, Logan County, Lyon County, McPherson County, Marion County, Marshall County, Meade County, Miami County, Mitchell County, Montgomery County, Morris County, Morton County, Nemaha County, Neosho County, Ness County, Norton County, Osage County, Osborne County, Ottawa County, Pawnee County, Phillips County, Pottawatomie County, Pratt County, Rawlins County, Reno County, Republic County, Rice County, Riley County, Rooks County, Rush County, Russel County, Saline County, Saline County, Scott County, Sedgwick County, Seward County, Shawnee County, Sheridan County, Sherman County, Smith County, Stafford County, Stanton County, Stevens County, Sumner County, Thomas County, Trego County, Wabaunsee County, Wallace County, Washington County, Wichita County, Wilson County, Woodson County, Wyandotte County

-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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