Indiana Mortgage Lenders and Rates (IN)

Getting the right mortgage for a Indiana home a little more difficult than you thought? Annoyed with WebPages that don’t help you find what you are looking for? That is why is here. So if you are looking for lenders, Mortgage Rates, or Mortgage Brokers – we’ve got it. Plus when you fill out a mortgage quote form from, we will get you offers from 2-4 different lenders, meaning you will be able to choose the rate that you want.

Request a free online Indiana Mortgage Quote>>

Featured Mortgage Lenders in Indiana

Indiana Mortgage Quick Facts

Indiana State Population: 6,080,485*
Median Indiana Home Price: $94,300*
Indiana Home Ownership Rate: 71.4%*

Types of Mortgage Loans Available in Indiana

How Your Credit Score Affects Your Mortgage Rate

First you need to know what your current credit score is. You should compare that with the average Indiana consumer credit score which is 676. The average national credit score is 677. Your credit score can impact what your home mortgage rate will be. Historically, home mortgage rates have ranged from 5% to over 13%. Indiana and national mortgage lenders create their home mortgage rates by using the Federal Discount Interest Rate (FDIR) and then raising it by using an internal formula to create their own home mortgage rate. When you apply for a home mortgage, your home mortgage rate will be determined by a whole host of factors, including your credit score.

Indiana Mortgage State Laws

Indiana Loan Broker Act

This law regulates loan brokers working in Indiana.

Some mortgage brokers are exempt from this act.

Indiana Housing Finance Authority (IHFA)

This organization has set aside at least two million dollars to assist Indiana residents with their housing needs. It especially helps people with high down payments.


Judicial foreclosure is the only option in Indiana. After the court declares foreclosure, the property is auctioned off to the highest bidder.

The length of time before the auction can be from three months to one year, but the owner ma file for a waiver that would allow the selling process to begin immediately.

The foreclosure sale must be advertised according to Indiana law.

Indiana allows right to redemption.

Indiana allows deficiency judgment.

Mortgage Fraud Office
White Collar Crime Supervisor
575 N. Pennsylvania Street, Rm 679 FOB
Indianapolis, IN 46204-1585

Indiana Counties:

Adams County, Allen County, Bartholomew County, Benton County, Blackfored County, Boone County, Brown County, Carroll County, Cass County, Clark County, Clay County, Clinton County, Crawford County, Daviess County, Dearborn County, Decatur County, DeKalb County, Delaware County, DuBois County, Elkhart County, Fayette County, Floyd County, Fountain County, Franklin County, Fulton County, Gibson County, Grant County, Greene County, Hamilton County, Hancock County, Harrsicon County, Hendricks County, Henry County, Howard County, Huntington County, Jackson County, Jasper County, Jay County, Jefferson County, Jennings County, Johnson County, Knox County, Kosciusko County, LaGrange County, Lake County, LaPorte County, Lawrence County, Madison County, Marion County, Marshall County, Martin County, Miami County, Monroe County, Montgomery County, Morgan County, Newton County, Noble County, Ohio County, Orange County, Owen County, Parke County, Perry County, Pike County, Porter County, Posey County, Pulaski County, Putnam County, Randolph County, Ripley County, Rush Cunty, St. Joseph County, Scott County, Shelby County, Spencer County, Starke County, Steuben County, Sullivan County, Switzerland County, Tippercanoe County, Tipton County, Union County, Vanderburgh County, Vermillion County, Vigo County, Wabash County, Warren County, Warrick County, Washington County, Wayne County, Wells County, White County, Whitley County

-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

  • Powered by SecureRights

    Answer these questions to request a FREE quote