Fresno Mortgage Lenders and Rates (CA)

The Fresno Association of Realtors reports that the interest rates are pretty high in Fresno right now. Although they have been much higher at previous points, they have not been this high in four years. But don’t let high interest rates stop you from buying a home in California. Keep reading to find out more about buying a home in Fresno.

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Quick Fresno Housing Facts

Percent of Homeowners in Fresno: 56.9%
Percent of Renters in Fresno: 43.1%
Median Fresno Household Income: $47,493
Average Fresno Credit Score:
Best Cities to Live in California: Mill Valley, Coronado, Saratoga, Santa Barbara, Benicia
Median Fresno Home Value: $211,500

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How Much Real Estate Can I Afford In Fresno?

California is one of the most expensive states to buy a home in. But don’t miss out on agreeable weather, diverse landscape, great cities and awesome beaches just because you don’t have a Hollywood income. There is a way for you to afford a home in Fresno. Complete the following checklist, and we’re sure you will find that you’ll have a better understanding of your place in the Fresno housing market.

  • Decide how much you are willing to spend on your monthly mortgage payments. Be sure to budget accurately. Consider incomes, expenses, and lifestyles.
  • Choose a plan that suits your situation. The 30 Year Fixed Rate Mortgage is the most popular.
  • Find out what the property tax rates and interest rates are in your area.
  • Use our mortgage calculators.

Refinancing in Fresno

Refinancing can be a powerful financial tool, especially if you want to buy in Fresno now, while the interest rates are high. A refinance allows you to take advantage of dipping interest rates by replacing your existing mortgage with a new one that has lower rates.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

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