What Documents Do I Need to Have Available to Apply for a Loan?

When applying for mortgage refinance loan, you will need to have these documents handy:

  • Salary history for the past two years (W-2’s and income tax papers)
  • Addresses of your landlords/residences for the past two years
  • Social security number and that of your co-borrower(s)
  • Current income (pay stubs)
  • Bank/investment names, locations, account numbers and balances

Once you have supplied this information, the lender will be able to decide whether they think you will be able to pay the loan.

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Do you have more questions about the mortgage refinancing loan application process? Click on a question below to get the answers you need to make informed, educated financial decisions.

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