When applying for mortgage refinance loan, you will need to have these documents handy:
- Salary history for the past two years (W-2’s and income tax papers)
- Addresses of your landlords/residences for the past two years
- Social security number and that of your co-borrower(s)
- Current income (pay stubs)
- Bank/investment names, locations, account numbers and balances
Once you have supplied this information, the lender will be able to decide whether they think you will be able to pay the loan.
Do you have more questions about the mortgage refinancing loan application process? Click on a question below to get the answers you need to make informed, educated financial decisions.
- How Should I Approach the Process of Applying for a Loan to Refinance My Mortgage?
- What Documents Do I Need to Have Available to Apply for a Loan?
- What Do Mortgage Lenders Look for in Loan Applicants?
- What Mistakes Should I Avoid in the Loan Application Process?
- Does My Credit History Effect My Ability to Get A Mortgage Loan?
- Does My Income Effect My Ability to Get A Mortgage Loan?
- What Happens After I Submit My Application?
- How Should I Approach Making a Down Payment and the LTV Ratio?
- Why Is Locking In My Interest Rate So Important?
This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.